Victoria Real Estate
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865 Bank St

$1,195,000

Fairfield East

Detached2 bd · 2 ba · 1,660 sqftBuilt 1947$720/sqft3 days on market

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About this home

Open House Sunday, November 8th, 2pm-4pm. Situated on a very quiet Fairfield Cul-de-Sac, this charming Art Deco home stands out with it’s unique character, and lovely fenced Gardens. Lovingly maintained by the same family since 1947, this bright home has been stylishly updated. Two bedrooms on the main, with a spanish style bathroom, and the open style kitchen, dining and living room space is perfect for entertaining. Downstairs includes another bedroom, very spacious Family/Recreation room, and a tidy 3 piece Bathroom. The fully fenced pretty gardens have been fastidiously maintained, with a plethora of beautiful flowers, plants and vines. The rear area includes a good sized Workshop and rear Lane Garage. The highlight of the Backyard is a series of large decks, fully set up with water lines for shrubs and flower pots. This sweet ''Cute as a Bugs Ear'' home in such a lovely location is a rare opportunity in today's market (id:65179)

Property details

From the listing's public record.

Lot size

5,500 square feet

Year built

1947

Taxes

$6,777/yr

Zoning

Residential

Appliances

WasherRefrigeratorRange - ElectricDishwasherDryerMicrowave

Heating

Heat PumpForced air

Cooling

Air Conditioned

Parking

Detached GarageGarageStreet

Lot

Central locationLevel lot

Price history

2 records

Every recorded listing event for this property — sales, relists, expired or withdrawn listings.

  1. Nov 3, 2026

    Listed $1,195,000

    Active3 days on marketMLS 1053687
  2. Sep 23, 2026

    Listed $1,290,000

    Ddf_delisted40 days on marketMLS 1050140

How this listing compares

Based on 39 sales in Fairfield East

Median sold

$1,546,000

Avg days on market

46 days

Avg sale-to-list

98%

Avg $/sqft

$662

Price per square foot

This home: $720/sqftArea average: $662/sqft

Above area average

Current market in Fairfield East

Active (same type)

17

Pending

5

All active listings

33

Months of supply

5.2

Balanced market — 5.2 months of supply at the current sales pace.

Assessment

From publicly available property records.

Assessed value

$1,191,000

Homes in Victoria sell at 119.8% of assessed value on average.

Based on 261 recent sales.

Local price trend

How Fairfield East has moved over the last decade.

6080100Dec 2016Nov 2021Oct 2026

Local price index (normalized) · 119 months

Recent nearby sales

12 sales
  • 248 Richmond Ave

    $1,525,000

    4 bd · 3 ba · 2,887 sqft · $528/sqft · 136 days on market

    Sold Oct 23, 2026 · 93.8% of list

  • 237 Wildwood Ave

    $1,291,200

    3 bd · 2 ba · 1,573 sqft · $821/sqft · 56 days on market

    Sold Oct 23, 2026 · 97.8% of list

  • 135 Passmore St

    $2,680,000

    4 bd · 5 ba · 4,560 sqft · $588/sqft · 84 days on market

    Sold Oct 9, 2026 · 95.7% of list

  • 435 Chadwick Pl

    $2,975,000

    3 bd · 4 ba · 3,783 sqft · $786/sqft · 31 days on market

    Sold Oct 1, 2026 · 99.2% of list

  • 1630 Pinewood Ave

    $1,415,000

    4 bd · 2 ba · 2,723 sqft · $520/sqft · 18 days on market

    Sold Sep 28, 2026 · 101.1% of list

  • 1650 Chandler Ave

    $1,643,000

    6 bd · 3 ba · 3,117 sqft · $527/sqft · 14 days on market

    Sold Sep 16, 2026 · 99.6% of list

  • 367 Foul Bay Rd

    $940,000

    2 bd · 1 ba · 1,840 sqft · $511/sqft · 55 days on market

    Sold Sep 15, 2026 · 94.1% of list

  • 880 Somenos St

    $1,300,000

    2 bd · 2 ba · 1,655 sqft · $785/sqft · 40 days on market

    Sold Sep 10, 2026 · 93% of list

  • 409 Chadwick Pl

    $2,100,000

    4 bd · 4 ba · 2,890 sqft · $727/sqft · 24 days on market

    Sold Aug 31, 2026 · 96.6% of list

  • 910 Foul Bay Rd

    $1,730,000

    3 bd · 2 ba · 2,319 sqft · $746/sqft · 65 days on market

    Sold Aug 27, 2026 · 98.9% of list

  • 354 Foul Bay Rd

    $1,120,000

    3 bd · 1 ba · 1,823 sqft · $614/sqft · 51 days on market

    Sold Aug 20, 2026 · 97.5% of list

  • 350 Foul Bay Rd

    $1,099,990

    4 bd · 2 ba · 2,516 sqft · $437/sqft · 10 days on market

    Sold Aug 17, 2026 · 100% of list

What would this home cost?

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Monthly mortgage

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Loan amount

$1,195,000 − $239,000

$956,000

Down payment

20.0%

$239,000

Property Transfer Tax

$21,900

Legal / closing (est.)

$1,500

Cash to close

$262,400

Down payment + PTT + GST + legal estimate.

Estimates only, based on current BC rates and thresholds. Not tax, legal, or financial advice. Property transfer tax exemptions have eligibility requirements — confirm with a lawyer or notary. GST rebates on new construction are not modelled here. Mortgage payment uses Canadian semi-annual compounding and excludes property tax, home insurance, and CMHC mortgage insurance.

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More on this listing

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